Marchant Real Estate Group at eXp Realty, LLC

Serving Salt Lake and surrounding counties
(801) 255-8850team@marchantREgroup.com
Marchant Real Estate GroupeXp Realty
Buying a home

We strive to exceed your expectations.

We specialize in Salt Lake County and the surrounding Wasatch Front. As Realtor/investors, we know how to guide you through the home buying process with ease, and help you cut through the clutter of information online.

Bright modern living room with a fireplace
Browse on your own time

Look as long as you like. Your timing is up to you.

We send buyers to UtahRealEstate.com, the free public home-search site run by the UtahRealEstate.com MLS, instead of a sign-up site. No account with us, and no calls unless you ask. Reach out when you're ready.

  • Active MLS listings, updated directly from the MLS
  • The most current prices and statuses
  • No account with us required
  • Questions or a showing? We're a call away
How it works

Your path to the keys

Whether you plan to buy right away or a year or two from now, here's the simple version.

  1. Talk to a lender

    Learn what loan programs you qualify for and what monthly payment fits. We can refer you to a preferred lender. You're free to choose any lender.

  2. Meet with us

    A no-pressure consultation to talk through your goals, timeline and the neighborhoods you love.

  3. Browse & tour

    Browse homes on your own time. When a home catches your eye, call us and we'll set up a showing.

  4. Offer to closing

    We negotiate on your behalf and handle the details so you can enjoy becoming a homeowner.

“When I began the home-buying process I thought it was going to be very complex and overwhelming, but with Jeff as my Realtor that was not the case. He handled everything… You made becoming a homeowner virtually stress-free!”
Jennifer Owen, Sandy, Utah

Individual experiences vary.

Buyer FAQ

You have questions. We have answers.

The home buying process is easier than you think, especially with a competent real estate professional in your corner.

Ask us something else
How much of a down payment will I need to buy a home?

There are many different loan programs available: 20%, 5%, 3.5%, 3% or even no down payment loans. Your unique situation determines which programs are available to you. Lenders look at a combination of factors:

  1. Credit score and history
  2. Debt
  3. Income
  4. Job history
  5. Cash reserves

If you'd like to explore your financing options, reach out and we'll refer you to one of our preferred lenders. You're free to choose any lender. When we refer you to an agent in another area, we may receive a referral fee from that agent, as allowed by law. We don't accept referral fees from lenders, title companies, inspectors, or other service providers. You're always free to choose your own.

I want to own a home but don't even know where to start.

Before anything else, talk to a lender. Until you know what financing options are available to you, it's hard to start shopping. More important than the purchase price of a home is the cost: your total payment, including principal, interest, taxes and insurance (plus HOA fees and mortgage insurance, if applicable), determines the price you can pay.

Next, set up a consultation with a competent professional who can walk you through the entire process.

What are the advantages of owning vs. renting?
  • You're paying for housing whether you own or rent.
  • A fixed-rate loan locks in your principal and interest payment, while rents tend to rise over time.
  • Owning is usually a form of forced savings.
  • There can be tax benefits to owning; ask a tax professional.
  • Over time, many owners build equity, though home values can go down as well as up.
  • Stability for your family, and so much more.
How does the interest rate affect the price of a home I can afford?

As rates rise, the same monthly payment buys less home. Ask a lender to run your numbers.

What is the best website to use to search for homes?

There are a lot of great websites out there, and a lot of confusion. Many syndicate with the Multiple Listing Service (MLS) and show active properties for sale. Many also pull from public records, so a home in default may appear as a "foreclosure" listing even though it isn't for sale.

Value estimates are a different topic. In Utah, sale prices aren't public record, and the MLS limits sold-price data to its members (licensed agents and appraisers), so sites like Zillow have to estimate, and their estimates are often off. The most accurate source of information about available properties in your area is a competent Realtor. For active listings, go straight to the source: UtahRealEstate.com, the free public home-search site run by the UtahRealEstate.com MLS. It shows active listings straight from the MLS, except any a seller has chosen to keep off the internet. Browse as long as you like, and call us when you have questions or want to see a home. Here's how we suggest browsing.

If I can't qualify for a loan, do I have other options to buy instead of rent?

If you have a down payment to work with, we may be able to entice a seller to accept a creative financing solution, such as a lease/option, contract for deed or seller-financed transaction. If you need some time before you can qualify for conventional financing, contact us to discuss alternatives.

I have zero money for a down payment. Can I still buy a home?

There are programs available, if you qualify, that let you finance your new home with no money out of pocket. Reach out and we'll match you with one of our preferred lenders. You're free to choose any lender.

Ready to see homes in person?

Let us help make it happen.

Tell us what you're looking for and we'll start watching the market for you, and set up showings when you're ready.

We use your information only to answer you and help with your real estate questions. Your message is stored by our website host (Netlify) and copied to our contact-management system (Cloze) through Zapier. Jeff or Lynn will reply personally. We never sell your information. See our Privacy Policy.

Thanks, we got it. Jeff or Lynn will get back to you personally.

Questions? We have answers.

Call or email. No pressure, and we respond promptly.